Use of this platform
Effective: 2026 · A project of Serbian Transparency Initiative (STI), a registered nonprofit.
1. Educational purpose
Living Rights IQ is a free nonprofit research and education platform. It exists to help people understand household economic reality — income, housing, healthcare, and basic affordability — using public datasets and AI-assisted analysis. It is not a financial product, lender, or licensed advisor.
2. No professional advice
Nothing on this platform constitutes legal, financial, tax, medical, or benefits-eligibility advice. Calculations are educational estimates derived from regional cost-of-living research and user-supplied inputs. Always consult a qualified professional before acting on these numbers.
3. Accuracy
Datasets (MIT Living Wage, BLS, HUD, KFF and similar public sources) are updated periodically. Regional and personal circumstances vary. We make no warranty that any figure is accurate, complete, or current for any specific household.
4. Your data
See our Privacy Policy. You retain all rights to information you enter. We do not sell user data and never will.
5. Acceptable use
Do not use the platform to harass, defraud, or impersonate others; do not attempt to disrupt the service; do not scrape datasets in violation of source-provider terms.
6. Liability
The platform is provided "as is," without warranties of any kind. To the maximum extent permitted by law, Serbian Transparency Initiative and its contributors are not liable for decisions made based on platform output.
7. Contact
Questions about these terms: contact us.